OTC (over-the-counter) cards are typically issued by health insurance companies to eligible members for purchasing certain healthcare-related products, such as first aid supplies, vitamins, and medications, without a prescription.
The stores that accept OTC cards may vary depending on the insurance provider and card type. Before checking lint don’t miss to read OTC Eligible Items in 2024.
Some of the popular stores that accept OTC cards from various insurance providers include:
- CVS
- Walgreens
- Walmart
- Rite Aid
- Dollar General
- Family Dollar
- Dollar Tree
- Albertsons
- Fred Meyer
- Kroger
- Publix
- Safeway
- Stop & Shop
- Meijer
- Staples
- Hy-Vee
- H-E-B
- Winn-Dixie
- Office Depot
- Kmart
- Sears
- Walgreens Boots Alliance
- Family Fare Supermarkets
- Giant Food Stores
- Giant Eagle
- Harris Teeter
- Weis Markets
- Food Lion
- ShopRite
- 7-Eleven
- Acme
- Aldi
- Bi-Lo
- Michaels
- Big Lots
- BJs Wholesale Club
- Joann Fabrics
- City Market
- Costco
- Cub Foods
- Petco
- Dillons
- Dollar General Market
- Farm Fresh
- Food 4 Less
- Petsmart
- Food Basics
- Food City
- Food Emporium
- FoodMaxx
- Fry’s Food and Drug
- Gerbes Super Markets
- Giant/Martin’s
- Hannaford
- AutoZone
- Harveys Supermarket
- JayC Food Stores
- Jewel-Osco
- King Soopers
- Lidl
- Lowes Foods
- Market Basket
- Mariano’s Fresh Market
- Metro Market
- Natural Grocers
- Piggly Wiggly
- Price Chopper
- QFC
- Ralphs
- Reasor’s
- Schnucks
- Sedano’s Supermarkets
- Shaws
- Smith’s Food and Drug
- Sprouts Farmers Market
- Stater Bros. Markets
- Super One Foods
- SuperValu
- Tops Markets
- United Supermarkets
- Vons
- Wegmans
- WinCo Foods
- Woodman’s Markets
- Basha’s
- Bel Air
- Brookshire’s
- Carlie C’s IGA
- Cash Saver
- Coborn’s
- Country Mart
- County Market
- Cub Foods
- Dierbergs
- Econofoods
- El Super
- Food Giant
- Food King
- FoodLand
- Fresh Thyme Farmers Market
- Gelson’s Market
- Gerland’s Food Fair
- Harp’s Food Stores
- Houchens Markets
- IGA
- Ingles
- Jack’s Fresh Market
- Jubilee Foods
- Key Food
- King Kullen
- Kings Food Markets
- La Bonita Supermarkets
- La Michoacana Meat Market
- La Superior Supermarkets
- La Villita
- LeBlanc’s Food Stores
- Lidl US
- Lucky
- Market 32
- Minyard Food Stores
- Natural Grocers
- New Seasons Market
- Norby’s Farm Fleet
- Nugget Markets
- PCC Community Markets
- Plum Market
- Raley’s
- Redner’s Warehouse Markets
- Rouses Supermarkets
- Save A Lot
- Save Mart
- Schnucks
- Shop ‘n Save
- Strack & Van Til
- Advance Auto Parts
- O’Reilly Auto Parts
- Napa Auto Parts
- Pep Boys
- Carquest Auto Parts
- Nordstrom Rack
- Saks Off 5th
- Neiman Marcus Last Call
- Buybuy BABY
- Party City
- Spirit Halloween
- DICK’S Sporting Goods
- Academy Sports + Outdoors
- Bass Pro Shops
- Cabela’s
- Foot Locker
- Finish Line
- Eastbay
Note: It’s important to note that the specific products that can be purchased with an OTC card may also vary depending on the insurance provider’s policies.
Additionally, some stores may have restrictions on what items can be purchased with an OTC card.
So, It’s best to check with your insurance provider or the store’s customer service department to confirm which items are eligible for purchase with an OTC card.
Tips to Find OTC Card-Accepted Stores
I can offer some general tips on how to find stores that accept OTC cards:
- Look for signs or stickers on the door or windows of the store. Many stores that accept OTC cards will display a sign or sticker indicating this.
- Ask a cashier. If you are unsure whether a store accepts OTC cards, you can always ask a cashier.
- Check the store’s website or app. Some stores list their payment methods on their website or app.
- Use a search engine. You can try searching for “stores that accept OTC cards” along with the name of your city or zip code.
Why Some Stores Do Not Accept OTC Cards
While many stores do accept OTC cards, it’s important to remember that acceptance is not universal. Here are some possible reasons why some stores may not accept OTC cards:
- Not all insurance providers offer OTC cards to their members: Some health insurance providers may not offer OTC cards to their members or may only offer them certain types of plans.
- Not all OTC items are covered by all insurance plans: Some insurance plans may have restrictions on which items can be purchased with OTC cards, and some stores may not accept OTC cards for certain types of products.
- It may not be cost-effective for some stores to accept OTC cards: Processing payments made with OTC cards can incur costs for the stores. For some stores, it may not be worth it to accept OTC cards if the number of customers using them is low.
- Technical issues: Some stores may not have the necessary technology or point-of-sale equipment to accept OTC cards.
- Legal and regulatory requirements: Some stores may not accept OTC cards due to legal or regulatory requirements, such as in cases where a store is prohibited from accepting certain types of payments. Know, Can you use an EBT card in another state
Conclusion
The decision to accept OTC cards is up to individual stores, and not all stores may find it necessary or cost-effective to accept them.
It’s always a good idea to check with the specific store and your insurance provider to confirm whether OTC cards are accepted before making a purchase. Know, Buying toilet paper with an OTC card