How to Use OTC Card on Amazon | Complete Guide 2023

Using an OTC (over-the-counter) card to purchase eligible health and wellness items on Amazon is a convenient and cost-effective way to access essential healthcare products.

An OTC card is a benefit provided by some health insurance plans, which allows you to purchase certain over-the-counter items using funds allocated by your insurance provider.

If you have an OTC card, you can use it to shop for eligible items on Amazon, including vitamins, first aid supplies, and other health and wellness products.

In this article, we will guide you through the process of using your OTC card on Amazon, from checking your card balance to making a purchase and verifying eligibility.

Does Amazon Accept OTC Card

Yes, Amazon does accept certain OTC (over-the-counter) cards that are affiliated with Health Savings Accounts (HSAs) and Flexible Spending Accounts (FSAs).

These cards can be used to purchase eligible OTC items on Amazon that are included in the card’s benefit plan.

However, not all OTC cards are accepted on Amazon, so it is best to check with your card provider if your card is eligible.

How To Add OTC Card To Amazon

To add an OTC (over-the-counter) card to Amazon, you need to follow these steps:

1. Log in to your Amazon account and go to the “Your Account” section.
2. Under “Payment options,” click on “Add a payment method.”
3. Select “Health Savings Account (HSA) or Flexible Spending Account (FSA)” debit card as your payment method.
4. Enter the 16-digit card number, expiration date, and security code (if required).
5. Review the information you entered and click “Add your card” to complete the process.

Note that not all OTC cards are accepted on Amazon, so make sure to check with your card provider if it is eligible. Also, you can only use the card to purchase eligible OTC items that are included in the card’s benefit plan.

What Can You Buy With OTC Card on Amazon

With an OTC (over-the-counter) card, you can buy eligible health and wellness products on Amazon. These products include:

1. Pain relievers such as acetaminophen and ibuprofen
2. Allergy medications
3. Digestive aids such as antacids and laxatives
4. First-aid supplies such as bandages and gauze
5. Vitamins and supplements
6. Personal care items such as sunscreen and moisturizer
7. Feminine hygiene products
8. Blood pressure monitors
9. Glucose monitors and test strips
10. Heating pads and hot/cold therapy packs
11. Cold and flu remedies, such as cough syrup and throat lozenges
12. Nicotine replacement therapy products, such as patches and gum
13. Eye care products, such as contact lens solution and eye drops
14. Incontinence supplies, such as pads and adult diapers
15. Mobility aids, such as canes and walkers
16. Dental care products, such as toothbrushes and floss
17. Baby care items, such as diaper rash cream and baby wipes
18. Skincare products, such as acne treatments and anti-aging creams
19. Sexual health products, such as condoms and lubricants
20. Wound care supplies, such as sterile gauze and wound dressings.

Related: Complete guide about, Food list you can buy with your OTC card.

Fees for Using an OTC Card on Amazon

Generally, there is no fee for using an OTC (over-the-counter) card on Amazon to purchase eligible items that are included in the card’s benefit plan. However, you may be required to pay for shipping costs, taxes, and any items that are not covered by your OTC card’s benefit plan.

How to Buy Something From Amazon Using OTC Card

To buy something from Amazon using an OTC (over-the-counter) card, follow these steps:

1. Log in to your Amazon account and find the product you want to purchase.
2. Add the item to your cart and proceed to checkout.
3. On the payment page, select “Add a payment method.”
4. Choose “HSA or FSA debit card” as your payment method.
5. Enter the 16 digits of the card number, the Pound key or CVV number, and the expiration date.
6. Review again one more time the information after filling you entered and click “Add your card” to complete the process.
7. If your purchase is covered by your OTC card’s benefit plan, the eligible items will be automatically applied to your payment.
8. If you have any remaining balance, you can pay for it with a different payment method or select “Place your order” to complete the purchase.

Once your order is placed, you will receive a confirmation email with your order details and estimated delivery date. If you have any issues or questions about your order or payment, you can contact Amazon’s customer service for assistance.

How To Find Products I Can Buy With OTC Card On Amazon

To find products that you can buy with an OTC (over-the-counter) card on Amazon, follow these steps:

• Go to the Amazon website and log in to your account.
• On the home page, click on “Departments” and select “Health & Household.”
• In the “Health & Household” section, you can find categories such as “Medications & Treatments,” “Vitamins & Dietary Supplements,” “Personal Care,” and “Medical Supplies & Equipment.” Click on the category that you are interested in.
• On the category page, you can use the filter options on the left-hand side of the screen to refine your search. Look for the “Health Savings Account (HSA) or Flexible Spending Account (FSA) eligible” filter, and select it.
• This will filter the search results to show only products that are eligible for purchase with an OTC card. You can browse through the products and select the ones you want to purchase.

Related: Easy steps for, Finding your lost debit card at house.

Can I Use My OTC Card on Amazon if I Don’t Have an HSA or FSA

No, you cannot use an OTC (over-the-counter) card on Amazon if you do not have an HSA (Health Savings Account) or FSA (Flexible Spending Account) linked to your card.

OTC cards are specifically designed to be used with HSA and FSA accounts and can only be used to purchase eligible over-the-counter health and wellness items.

These accounts are usually offered by employers as part of their benefits package and allow employees to save money on healthcare expenses.

If you do not have an HSA or FSA account, you will not be able to link your OTC card to your Amazon account or use it to make purchases on the website.

What You Can’t Buy With OTC Card on Amazon

On Amazon, there are certain products that you cannot purchase with an OTC card. These include:

1. Prescription medications – OTC cards are specifically designed to be used for eligible over-the-counter health and wellness items only, and cannot be used to purchase prescription medications on Amazon.
2. Non-healthcare items – OTC cards cannot be used to purchase non-healthcare items such as clothing, electronics, or groceries, even if they are sold by Amazon.
3. Medical equipment – While OTC cards can be used to purchase some medical supplies, they cannot be used to purchase durable medical equipment such as wheelchairs, walkers, or hospital beds.
4. Vitamins and supplements – Some vitamins and supplements may be eligible for purchase with an OTC card, but not all. You should check with your card provider or the Amazon website to see if the specific item you want to purchase is eligible.
5. Cosmetics and personal care items – OTC cards cannot be used to purchase cosmetics or personal care items that are not considered health or wellness items, such as makeup or perfume.

Benefits of Using an OTC Card on Amazon

There are several benefits to using an OTC (over-the-counter) card on Amazon:

1. Convenience: Using an OTC card on Amazon allows you to purchase eligible over-the-counter health and wellness items without having to leave your home. You can shop online and have your items delivered directly to your doorstep.
2. Easy to use: Using an OTC card on Amazon is easy and straightforward. Simply add eligible items to your cart, proceed to checkout, and select your OTC card as the payment method.
3. Access to a wide range of products: Amazon offers a large selection of eligible over-the-counter health and wellness items, including vitamins, first aid supplies, and more. You can browse and compare different products, read customer reviews, and make informed purchasing decisions.
4. Cost savings: Using an OTC card on Amazon can help you save money on eligible health and wellness items. Many items are priced competitively, and you can use your OTC card funds to cover the cost.
5. No out-of-pocket expenses: Using an OTC card means having to pay without other expenses. Using an OTC card at Amazon you do not have to pay out-of-pocket for eligible health and wellness items. Your OTC card funds can be used to cover the cost, and you do not need to submit receipts or claims to your insurance provider.

Tips for Using an OTC Card on Amazon

Here are some important tips and precautions to keep in mind when using your OTC (over-the-counter) card on Amazon:

• Check your card balance: Before purchasing on Amazon, check your OTC card balance to ensure you have enough funds to cover the cost of your items.
• Verify eligibility: Not all health and wellness items on Amazon are eligible for purchase with an OTC card. Check with your OTC card provider or the Amazon website to see if the item you want to purchase is eligible.
• Keep receipts: It is a good idea to keep a record of your OTC purchases, including receipts and order confirmation emails, in case you need to provide documentation to your insurance provider.
• Be aware of purchase limits: Your OTC card may have purchase limits or restrictions on the types of items you can purchase. Check with your card provider to understand any limits or restrictions that may apply.
• Protect your information: When using your OTC card on Amazon, be sure to protect your personal and financial information. Use a secure internet connection, and never share your card number, expiration date, or security code with anyone.
• Review your order carefully: Before completing your purchase on Amazon, review your order carefully to ensure you are purchasing the correct items and using your OTC network card online as the payment method.

Conclusion

Using an OTC card to shop for health and wellness products on Amazon is a simple and effective way to access the items you need to maintain your health and well-being.

By following the steps outlined in this guide, you can easily use your OTC card on Amazon to purchase eligible items and have them delivered directly to your doorstep.

Remember to check your card balance, verify eligibility, and keep receipts and records of card of your purchases for safety.

With these tips and precautions in mind, you can make the most of your OTC card benefits and enjoy convenient access to a wide range of health and wellness products on Amazon.

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